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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,345 | $52,678-4.4% | $75,784-33.6% | $59,633-15.6% |
| Participation rate | 56.4% | 67.2%-10.8pp | 75.8%-19.4pp | 68.7%-12.3pp |
| Annual return | -0.89% | 2.95%-3.8pp | 9.68%-10.6pp | 2041.40%-2042.3pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,078 | $2,591-58.4% | $3,652-70.5% | $3,192-66.2% |
| Admin fee / account holder | $1,622 | $3,610-55.1% | $5,300-69.4% | $4,297-62.2% |