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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.5+ years Filed as: WELLS FARGO ADVISORS, LLC Service code 27 401 S TRYON ST. · CHARLOTTE, NC 28081 | Advisory (Plan) | $105,419 |
MMA SECURITIES LLC5+ years Filed as: MARSH & MCLENNAN AGENCY LLC Service code 13 P O BOX 12748 · ROANOKE, VA 240282748 | Contract Administrator | $2,441 |
AMERICAN FUNDS5+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT CO Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping Fees | $2,108 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,369 | $52,967+378.4% | $172,753+46.7% | $65,186+288.7% |
| Participation rate | 99.3% | 66.2%+33.1pp | 82.6%+16.7pp | 70.2%+29.1pp |
| Annual return | 22.52% | 30.12%-7.6pp | 803.00%-780.5pp | 29.39%-6.9pp |
| Employer contribution / active EE | $11,578 | $2,190+428.6% | $5,144+125.1% | $2,177+431.9% |
| Participant deferral / active EE | $7,083 | $2,471+186.7% | $5,198+36.3% | $3,514+101.6% |
| Admin fee / account holder | $511 | $472+8.3% | $13,956-96.3% | $847-39.6% |