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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,682 | $77,908+67.7% | $149,696-12.7% | $75,173+73.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.10% | 31.73%-18.6pp | 134.46%-121.4pp | 160.72%-147.6pp |
| Employer contribution / active EE | $5,592 | $3,138+78.2% | $4,821+16.0% | $2,671+109.4% |
| Participant deferral / active EE | $2,085 | $3,411-38.9% | $5,682-63.3% | $4,126-49.5% |
| Admin fee / account holder | $18,732 | $5,950+214.8% | $13,212+41.8% | $5,651+231.5% |