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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,699 | $99,345+14.4% | $84,753+34.2% | $273,972-58.5% |
| Participation rate | 86.7% | 80.7%+6.0pp | 76.6%+10.1pp | 83.0%+3.7pp |
| Annual return | 8.52% | 22.93%-14.4pp | 22.78%-14.3pp | 41.46%-32.9pp |
| Employer contribution / active EE | $1,269 | $4,214-69.9% | $3,574-64.5% | $4,869-73.9% |
| Participant deferral / active EE | $1,582 | $4,270-63.0% | $3,712-57.4% | $5,287-70.1% |
| Admin fee / account holder | $418 | $6,645-93.7% | $5,333-92.2% | $10,133-95.9% |