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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,478 | $144,130-74.0% | $117,861-68.2% | $147,586-74.6% |
| Participation rate | 80.0% | 83.4%-3.4pp | 79.7%+0.3pp | 82.8%-2.8pp |
| Annual return | 2.99% | 531.20%-528.2pp | 335.11%-332.1pp | 578.59%-575.6pp |
| Employer contribution / active EE | $4,352 | $4,897-11.1% | $3,786+14.9% | $4,876-10.8% |
| Participant deferral / active EE | $13,318 | $5,316+150.5% | $4,482+197.1% | $5,439+144.9% |
| Admin fee / account holder | $93,141 | $10,887+755.5% | $8,021+1061.3% | $10,886+755.6% |