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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,181 | $152,460-75.0% | $118,746-67.8% | $147,586-74.1% |
| Participation rate | 90.5% | 82.3%+8.2pp | 78.3%+12.2pp | 82.8%+7.6pp |
| Annual return | 15.99% | 17.41%-1.4pp | 24.54%-8.5pp | 578.59%-562.6pp |
| Employer contribution / active EE | $4,166 | $5,046-17.4% | $4,193-0.6% | $4,876-14.6% |
| Participant deferral / active EE | $4,518 | $6,212-27.3% | $5,332-15.3% | $5,439-16.9% |
| Admin fee / account holder | $5,189 | $16,953-69.4% | $10,720-51.6% | $10,886-52.3% |