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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,260 | $76,407+31.2% | $150,298-33.3% | $82,448+21.6% |
| Participation rate | 83.9% | 66.4%+17.5pp | 77.8%+6.1pp | 68.1%+15.8pp |
| Annual return | 10.74% | 39.99%-29.3pp | 62.79%-52.0pp | 41.64%-30.9pp |
| Employer contribution / active EE | $7,413 | $2,614+183.6% | $4,154+78.5% | $2,551+190.6% |
| Participant deferral / active EE | $2,508 | $3,214-22.0% | $5,453-54.0% | $4,139-39.4% |
| Admin fee / account holder | $2,704 | $6,352-57.4% | $14,116-80.8% | $7,234-62.6% |