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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,260 | $86,050+16.5% | $189,758-47.2% | $94,015+6.6% |
| Participation rate | 83.9% | 68.9%+15.0pp | 79.8%+4.1pp | 70.8%+13.0pp |
| Annual return | 10.74% | 17.77%-7.0pp | 52.62%-41.9pp | 17.84%-7.1pp |
| Employer contribution / active EE | $7,413 | $2,819+162.9% | $4,767+55.5% | $2,790+165.7% |
| Participant deferral / active EE | $2,508 | $3,349-25.1% | $5,856-57.2% | $4,249-41.0% |
| Admin fee / account holder | $2,704 | $6,627-59.2% | $20,388-86.7% | $8,951-69.8% |