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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,912 | $181,896+20.4% | $156,551+39.8% | $273,972-20.1% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | -3.09% | 30.74%-33.8pp | 32.23%-35.3pp | 41.46%-44.5pp |
| Employer contribution / active EE | $11,722 | $6,248+87.6% | $5,501+113.1% | $4,869+140.8% |
| Participant deferral / active EE | $5,300 | $5,550-4.5% | $4,871+8.8% | $5,287+0.2% |
| Admin fee / account holder | $6,295 | $15,560-59.5% | $13,028-51.7% | $10,133-37.9% |