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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,877 | $91,198+209.1% | $178,503+57.9% | $79,856+253.0% |
| Participation rate | 93.2% | 69.2%+24.0pp | 81.9%+11.3pp | 69.6%+23.5pp |
| Annual return | 11.32% | 24.20%-12.9pp | 151.12%-139.8pp | 31.71%-20.4pp |
| Employer contribution / active EE | $8,777 | $3,257+169.5% | $5,011+75.1% | $2,471+255.2% |
| Participant deferral / active EE | $6,709 | $3,237+107.3% | $5,202+29.0% | $3,741+79.3% |
| Admin fee / account holder | $27,477 | $6,748+307.2% | $13,987+96.4% | $5,306+417.8% |