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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,555 | $76,407+313.0% | $150,298+110.0% | $82,448+282.7% |
| Participation rate | 93.5% | 66.4%+27.1pp | 77.8%+15.7pp | 68.1%+25.4pp |
| Annual return | 17.03% | 39.99%-23.0pp | 62.79%-45.8pp | 41.64%-24.6pp |
| Employer contribution / active EE | $10,207 | $2,614+290.5% | $4,154+145.7% | $2,551+300.1% |
| Participant deferral / active EE | $9,250 | $3,214+187.8% | $5,453+69.6% | $4,139+123.5% |
| Admin fee / account holder | $11,464 | $6,352+80.5% | $14,116-18.8% | $7,234+58.5% |