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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,612 | $81,276+249.0% | $155,574+82.3% | $80,925+250.5% |
| Participation rate | 78.4% | 66.2%+12.1pp | 78.2%+0.2pp | 67.7%+10.7pp |
| Annual return | 17.31% | 33.36%-16.1pp | 64.87%-47.6pp | 35.65%-18.3pp |
| Employer contribution / active EE | $8,405 | $3,103+170.9% | $4,676+79.8% | $2,756+204.9% |
| Participant deferral / active EE | $7,392 | $3,453+114.1% | $5,629+31.3% | $4,299+72.0% |
| Admin fee / account holder | $1,985 | $7,993-75.2% | $15,914-87.5% | $6,940-71.4% |