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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,470 | $117,777-80.1% | $71,778-67.3% | $134,545-82.6% |
| Participation rate | 84.6% | 68.9%+15.7pp | 62.3%+22.3pp | 81.2%+3.4pp |
| Annual return | -9.65% | 25.46%-35.1pp | 9.15%-18.8pp | 418.37%-428.0pp |
| Employer contribution / active EE | $4,067 | $2,525+61.1% | $1,704+138.6% | $4,742-14.2% |
| Participant deferral / active EE | $6,291 | $3,756+67.5% | $2,656+136.8% | $6,401-1.7% |
| Admin fee / account holder | $1,752 | $6,379-72.5% | $3,974-55.9% | $11,431-84.7% |