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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,823 | $73,787+35.3% | $98,716+1.1% | $82,448+21.1% |
| Participation rate | 88.1% | 61.4%+26.7pp | 69.3%+18.8pp | 68.1%+20.1pp |
| Annual return | 12.39% | 18.57%-6.2pp | 31.81%-19.4pp | 41.64%-29.3pp |
| Employer contribution / active EE | $1,550 | $1,511+2.6% | $2,279-32.0% | $2,551-39.2% |
| Participant deferral / active EE | $5,020 | $3,081+62.9% | $4,048+24.0% | $4,139+21.3% |
| Admin fee / account holder | $2,180 | $6,500-66.5% | $8,703-75.0% | $7,234-69.9% |