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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,180 | $93,345+124.1% | $119,126+75.6% | $87,485+139.1% |
| Participation rate | 81.5% | 68.7%+12.7pp | 75.8%+5.7pp | 68.9%+12.5pp |
| Annual return | 9.94% | 19.08%-9.1pp | 282.11%-272.2pp | 26.06%-16.1pp |
| Employer contribution / active EE | $1,170 | $3,172-63.1% | $4,034-71.0% | $2,596-54.9% |
| Participant deferral / active EE | $4,682 | $4,099+14.2% | $5,318-12.0% | $4,274+9.6% |
| Admin fee / account holder | $8,649 | $8,039+7.6% | $10,693-19.1% | $7,775+11.2% |