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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,180 | $88,672+135.9% | $105,223+98.8% | $82,448+153.7% |
| Participation rate | 81.5% | 67.9%+13.6pp | 75.0%+6.4pp | 68.1%+13.4pp |
| Annual return | 9.94% | 30.86%-20.9pp | 180.65%-170.7pp | 41.64%-31.7pp |
| Employer contribution / active EE | $1,170 | $3,048-61.6% | $3,689-68.3% | $2,551-54.1% |
| Participant deferral / active EE | $4,682 | $4,036+16.0% | $5,072-7.7% | $4,139+13.1% |
| Admin fee / account holder | $8,649 | $7,146+21.0% | $8,859-2.4% | $7,234+19.6% |