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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,917 | $47,848+92.1% | $81,473+12.8% | $70,124+31.1% |
| Participation rate | 100.0% | 58.3%+41.7pp | 68.0%+32.0pp | 69.5%+30.5pp |
| Annual return | 24.65% | 27.25%-2.6pp | 38.78%-14.1pp | 73.14%-48.5pp |
| Employer contribution / active EE | $1,994 | $1,527+30.6% | $2,568-22.4% | $2,342-14.9% |
| Participant deferral / active EE | $2,306 | $2,453-6.0% | $3,537-34.8% | $3,332-30.8% |
| Admin fee / account holder | $1,954 | $3,145-37.9% | $4,561-57.2% | $4,645-57.9% |