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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,460 | $46,697-36.9% | $117,529-74.9% | $68,490-57.0% |
| Participation rate | 96.9% | 56.8%+40.1pp | 70.6%+26.3pp | 67.9%+29.0pp |
| Annual return | -19.38% | -14.52%-4.9pp | 29.77%-49.2pp | -7.85%-11.5pp |
| Employer contribution / active EE | $3,819 | $1,506+153.7% | $4,179-8.6% | $2,597+47.1% |
| Participant deferral / active EE | $6,912 | $2,637+162.1% | $4,072+69.7% | $4,028+71.6% |
| Admin fee / account holder | $3,952 | $4,023-1.7% | $5,645-30.0% | $5,403-26.8% |