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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,953 | $135,645-93.4% | $110,243-91.9% | $135,380-93.4% |
| Participation rate | 81.3% | 83.5%-2.2pp | 79.8%+1.4pp | 82.6%-1.4pp |
| Annual return | -30.96% | 513.24%-544.2pp | 314.76%-345.7pp | 519.81%-550.8pp |
| Employer contribution / active EE | $3,220 | $4,907-34.4% | $3,827-15.9% | $4,779-32.6% |
| Participant deferral / active EE | $3,742 | $5,507-32.0% | $4,672-19.9% | $5,609-33.3% |
| Admin fee / account holder | $304 | $11,458-97.3% | $8,548-96.4% | $10,828-97.2% |