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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,776 | $100,938+9.7% | $90,461+22.5% | $158,982-30.3% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.7%-6.0pp | 82.0%-15.3pp |
| Annual return | 18.42% | 1727.20%-1708.8pp | 1294.76%-1276.3pp | 302.99%-284.6pp |
| Employer contribution / active EE | $1,517 | $3,691-58.9% | $3,264-53.5% | $4,763-68.1% |
| Participant deferral / active EE | $8,711 | $4,350+100.3% | $3,964+119.7% | $5,983+45.6% |
| Admin fee / account holder | $989 | $6,510-84.8% | $5,617-82.4% | $11,252-91.2% |