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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,146 | $175,259+47.9% | $149,723+73.1% | $139,487+85.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.57% | 166.82%-150.3pp | 134.50%-117.9pp | 373.84%-357.3pp |
| Employer contribution / active EE | $3,159 | $5,478-42.3% | $4,821-34.5% | $4,755-33.6% |
| Participant deferral / active EE | $1,195 | $6,522-81.7% | $5,682-79.0% | $6,713-82.2% |
| Admin fee / account holder | $2,247 | $16,158-86.1% | $13,215-83.0% | $11,407-80.3% |