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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,399 | $65,364-55.0% | $92,909-68.4% | $72,975-59.7% |
| Participation rate | 91.8% | 68.3%+23.5pp | 76.0%+15.8pp | 69.5%+22.3pp |
| Annual return | 11.70% | 42.11%-30.4pp | 109.44%-97.7pp | 81.01%-69.3pp |
| Employer contribution / active EE | $2,137 | $2,594-17.6% | $3,653-41.5% | $2,440-12.4% |
| Participant deferral / active EE | $3,450 | $3,128+10.3% | $4,238-18.6% | $3,608-4.4% |
| Admin fee / account holder | $2,916 | $4,251-31.4% | $5,795-49.7% | $5,124-43.1% |