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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,765 | $53,837+40.7% | $75,714+0.1% | $85,847-11.7% |
| Participation rate | 11.4% | 69.1%-57.7pp | 74.8%-63.5pp | 69.3%-58.0pp |
| Annual return | 19.55% | 24.54%-5.0pp | 104.62%-85.1pp | 318.61%-299.1pp |
| Employer contribution / active EE | $5,625 | $2,017+178.8% | $2,744+105.0% | $2,565+119.3% |
| Participant deferral / active EE | $894 | $2,895-69.1% | $3,820-76.6% | $3,952-77.4% |
| Admin fee / account holder | $1,134 | $3,339-66.0% | $3,619-68.7% | $6,261-81.9% |