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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,081 | $76,551-43.7% | $123,894-65.2% | $62,881-31.5% |
| Participation rate | 85.0% | 73.0%+12.0pp | 81.4%+3.6pp | 69.3%+15.7pp |
| Annual return | 5.57% | 18.68%-13.1pp | 47.52%-41.9pp | 20.14%-14.6pp |
| Employer contribution / active EE | $1,191 | $2,882-58.7% | $4,617-74.2% | $2,281-47.8% |
| Participant deferral / active EE | $4,515 | $4,840-6.7% | $5,984-24.6% | $3,203+41.0% |
| Admin fee / account holder | $640 | $4,826-86.7% | $8,357-92.3% | $4,296-85.1% |