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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $868,516 | $160,040+442.7% | $147,096+490.4% | $145,877+495.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.28% | 98.49%-90.2pp | 419.75%-411.5pp | 551.28%-543.0pp |
| Employer contribution / active EE | $25,862 | $5,289+388.9% | $4,936+423.9% | $4,663+454.6% |
| Participant deferral / active EE | $16,661 | $8,429+97.7% | $8,071+106.4% | $6,691+149.0% |
| Admin fee / account holder | $333,222 | $15,050+2114.1% | $13,005+2462.2% | $13,402+2386.3% |