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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,330 | $81,870+32.3% | $119,634-9.4% | $68,490+58.2% |
| Participation rate | 65.5% | 71.9%-6.4pp | 79.3%-13.8pp | 67.9%-2.4pp |
| Annual return | -17.59% | -23.82%+6.2pp | -14.98%-2.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,459 | $2,692-45.8% | $4,232-65.5% | $2,597-43.8% |
| Participant deferral / active EE | $4,807 | $4,148+15.9% | $5,601-14.2% | $4,028+19.3% |
| Admin fee / account holder | $8,678 | $6,583+31.8% | $10,329-16.0% | $5,403+60.6% |