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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,572 | $108,825-30.6% | $156,181-51.6% | $82,448-8.3% |
| Participation rate | 71.8% | 72.4%-0.6pp | 78.8%-7.0pp | 68.1%+3.7pp |
| Annual return | 10.49% | 20.59%-10.1pp | 64.87%-54.4pp | 41.64%-31.2pp |
| Employer contribution / active EE | $1,604 | $2,870-44.1% | $4,294-62.6% | $2,551-37.1% |
| Participant deferral / active EE | $7,987 | $4,577+74.5% | $6,132+30.2% | $4,139+93.0% |
| Admin fee / account holder | $46,840 | $9,341+401.5% | $14,586+221.1% | $7,234+547.5% |