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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,083 | $135,645-55.0% | $110,243-44.6% | $135,380-54.9% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.8%-13.2pp | 82.6%-16.0pp |
| Annual return | -7.82% | 513.24%-521.1pp | 314.76%-322.6pp | 519.81%-527.6pp |
| Employer contribution / active EE | $2,064 | $4,907-57.9% | $3,827-46.1% | $4,779-56.8% |
| Participant deferral / active EE | $3,148 | $5,507-42.8% | $4,672-32.6% | $5,609-43.9% |
| Admin fee / account holder | $2,481 | $11,458-78.4% | $8,548-71.0% | $10,828-77.1% |