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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,688 | $105,856-40.8% | $90,161-30.5% | $147,586-57.5% |
| Participation rate | 68.2% | 79.7%-11.6pp | 76.9%-8.7pp | 82.8%-14.6pp |
| Annual return | 12.78% | 37.63%-24.8pp | 34.89%-22.1pp | 578.59%-565.8pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,134 | $5,733-62.8% | $5,287-59.6% | $5,439-60.8% |
| Admin fee / account holder | $8,200 | $8,046+1.9% | $5,943+38.0% | $10,886-24.7% |