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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,250 | $80,992-55.2% | $96,534-62.4% | $75,173-51.8% |
| Participation rate | 98.7% | 71.8%+26.9pp | 76.0%+22.8pp | 67.2%+31.5pp |
| Annual return | 14.69% | 27.05%-12.4pp | 25.88%-11.2pp | 160.72%-146.0pp |
| Employer contribution / active EE | $2,440 | $2,283+6.9% | $2,965-17.7% | $2,671-8.7% |
| Participant deferral / active EE | $2,266 | $3,929-42.3% | $4,851-53.3% | $4,126-45.1% |
| Admin fee / account holder | $11,741 | $6,717+74.8% | $8,253+42.3% | $5,651+107.8% |