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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,296 | $45,566+41.1% | $64,105+0.3% | $59,633+7.8% |
| Participation rate | 59.3% | 60.2%-0.8pp | 68.2%-8.8pp | 68.7%-9.3pp |
| Annual return | 2.83% | 4.95%-2.1pp | 791.24%-788.4pp | 2041.45%-2038.6pp |
| Employer contribution / active EE | $438 | $934-53.1% | $1,820-75.9% | $2,203-80.1% |
| Participant deferral / active EE | $1,996 | $2,057-3.0% | $2,822-29.3% | $3,192-37.5% |
| Admin fee / account holder | $5,381 | $3,268+64.7% | $4,499+19.6% | $4,297+25.2% |