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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,266 | $135,645-50.4% | $110,243-39.0% | $135,380-50.3% |
| Participation rate | 76.9% | 83.5%-6.5pp | 79.8%-2.9pp | 82.6%-5.7pp |
| Annual return | -10.22% | 513.24%-523.5pp | 314.76%-325.0pp | 519.81%-530.0pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,917 | $5,507-65.2% | $4,672-59.0% | $5,609-65.8% |
| Admin fee / account holder | $904 | $11,458-92.1% | $8,548-89.4% | $10,828-91.7% |