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| Provider | Service type | Compensation |
|---|---|---|
HEARTWOOD WEALTH ADVISORS4 years Service code 27 · EIN 46-1418604 | Advisory (Plan) | $112,778 |
Service code 10 · EIN 54-1451026 | Accounting | $32,865 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$59,726 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,712 | $61,391+753.1% | $149,723+249.8% | $71,529+632.2% |
| Participation rate | 97.7% | 62.5%+35.2pp | 78.8%+18.9pp | 67.9%+29.8pp |
| Annual return | 15.43% | 35.88%-20.4pp | 134.50%-119.1pp | 28.97%-13.5pp |
| Employer contribution / active EE | $22,157 | $2,384+829.6% | $4,821+359.6% | $2,590+755.5% |
| Participant deferral / active EE | $12,017 | $2,921+311.5% | $5,682+111.5% | $4,291+180.0% |
| Admin fee / account holder | $558 | $1,264-55.9% | $13,215-95.8% | $1,588-64.9% |