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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,686 | $75,962+107.6% | $154,108+2.3% | $64,173+145.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.08% | 30.32%-37.4pp | 735.21%-742.3pp | 7.63%-14.7pp |
| Employer contribution / active EE | $8,857 | $3,350+164.4% | $5,298+67.2% | $2,381+272.0% |
| Participant deferral / active EE | $5,326 | $3,175+67.8% | $5,081+4.8% | $3,470+53.5% |
| Admin fee / account holder | $2,651 | $5,589-52.6% | $13,411-80.2% | $4,887-45.8% |