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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 2309 RIVERSIDE DRIVE · DANVILLE, VA 24543 | Accounting | $16,600 |
Service code 16 · EIN 62-1038805 | Consulting | $16,586 |
Filed as: MERRILL LYNCH Service code 19 · EIN 13-5674085 | Securities Custodian | $2,414 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,747 | $172,111-53.7% | $150,298-46.9% | $137,256-41.9% |
| Participation rate | 0.0% | 81.7%-81.7pp | 77.8%-77.8pp | 80.0%-80.0pp |
| Annual return | 9.11% | 69.37%-60.3pp | 62.79%-53.7pp | 220.34%-211.2pp |
| Employer contribution / active EE | $0 | $4,636-100.0% | $4,154-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $0 | $6,166-100.0% | $5,453-100.0% | $6,407-100.0% |
| Admin fee / account holder | $397 | $16,471-97.6% | $14,116-97.2% | $12,270-96.8% |