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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,362 | $71,873-9.1% | $86,698-24.6% | $68,490-4.6% |
| Participation rate | 74.4% | 72.2%+2.1pp | 76.6%-2.2pp | 67.9%+6.5pp |
| Annual return | -18.85% | 3.54%-22.4pp | 35.96%-54.8pp | -7.85%-11.0pp |
| Employer contribution / active EE | $1,749 | $2,173-19.5% | $2,837-38.4% | $2,597-32.7% |
| Participant deferral / active EE | $3,308 | $3,779-12.5% | $4,656-29.0% | $4,028-17.9% |
| Admin fee / account holder | $2,372 | $6,110-61.2% | $7,492-68.3% | $5,403-56.1% |