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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,594 | $65,367+185.5% | $92,915+100.8% | $72,976+155.7% |
| Participation rate | 97.6% | 68.3%+29.2pp | 76.0%+21.6pp | 69.5%+28.1pp |
| Annual return | 0.00% | 42.11%-42.1pp | 109.45%-109.4pp | 81.02%-81.0pp |
| Employer contribution / active EE | $5,864 | $2,594+126.1% | $3,653+60.5% | $2,440+140.3% |
| Participant deferral / active EE | $6,125 | $3,128+95.8% | $4,238+44.5% | $3,608+69.8% |
| Admin fee / account holder | $3,629 | $4,251-14.6% | $5,796-37.4% | $5,124-29.2% |