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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,935 | $65,034-66.3% | $90,970-75.9% | $79,856-72.5% |
| Participation rate | 72.0% | 61.6%+10.4pp | 69.0%+3.0pp | 69.6%+2.4pp |
| Annual return | 17.82% | 30.45%-12.6pp | 134.60%-116.8pp | 31.71%-13.9pp |
| Employer contribution / active EE | $525 | $1,247-57.9% | $2,122-75.3% | $2,471-78.8% |
| Participant deferral / active EE | $1,572 | $2,512-37.4% | $3,373-53.4% | $3,741-58.0% |
| Admin fee / account holder | $350 | $4,536-92.3% | $5,961-94.1% | $5,306-93.4% |