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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,639 | $114,712-69.8% | $173,730-80.1% | $87,485-60.4% |
| Participation rate | 93.2% | 73.0%+20.2pp | 79.6%+13.6pp | 68.9%+24.2pp |
| Annual return | 15.11% | 20.18%-5.1pp | 19.96%-4.8pp | 26.06%-11.0pp |
| Employer contribution / active EE | $1,370 | $2,904-52.8% | $4,577-70.1% | $2,596-47.2% |
| Participant deferral / active EE | $1,136 | $4,642-75.5% | $6,326-82.0% | $4,274-73.4% |
| Admin fee / account holder | $1,802 | $10,210-82.3% | $17,523-89.7% | $7,775-76.8% |