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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,639 | $108,825-68.2% | $156,181-77.8% | $82,448-58.0% |
| Participation rate | 93.2% | 72.4%+20.8pp | 78.8%+14.3pp | 68.1%+25.1pp |
| Annual return | 15.11% | 20.59%-5.5pp | 64.87%-49.8pp | 41.64%-26.5pp |
| Employer contribution / active EE | $1,370 | $2,870-52.3% | $4,294-68.1% | $2,551-46.3% |
| Participant deferral / active EE | $1,136 | $4,577-75.2% | $6,132-81.5% | $4,139-72.6% |
| Admin fee / account holder | $1,802 | $9,341-80.7% | $14,586-87.6% | $7,234-75.1% |