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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,639 | $123,478-71.9% | $216,567-84.0% | $94,015-63.2% |
| Participation rate | 93.2% | 75.1%+18.0pp | 81.6%+11.5pp | 70.8%+22.3pp |
| Annual return | 15.11% | 23.61%-8.5pp | 12.94%+2.2pp | 17.84%-2.7pp |
| Employer contribution / active EE | $1,370 | $3,136-56.3% | $5,216-73.7% | $2,790-50.9% |
| Participant deferral / active EE | $1,136 | $4,556-75.1% | $6,191-81.7% | $4,249-73.3% |
| Admin fee / account holder | $1,802 | $12,753-85.9% | $21,981-91.8% | $8,951-79.9% |