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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,650 | $73,019-7.4% | $90,766-25.5% | $68,490-1.2% |
| Participation rate | 93.5% | 70.8%+22.7pp | 75.7%+17.9pp | 67.9%+25.7pp |
| Annual return | -20.70% | -13.81%-6.9pp | -12.16%-8.5pp | -7.85%-12.8pp |
| Employer contribution / active EE | $2,968 | $2,193+35.3% | $2,922+1.6% | $2,597+14.3% |
| Participant deferral / active EE | $3,735 | $3,626+3.0% | $4,565-18.2% | $4,028-7.3% |
| Admin fee / account holder | $5,313 | $5,897-9.9% | $8,446-37.1% | $5,403-1.7% |