Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,924 | $58,851-23.7% | $115,167-61.0% | $72,976-38.4% |
| Participation rate | 48.1% | 65.5%-17.4pp | 75.9%-27.8pp | 69.5%-21.3pp |
| Annual return | 16.33% | 23.16%-6.8pp | 35.60%-19.3pp | 81.02%-64.7pp |
| Employer contribution / active EE | $0 | $1,798-100.0% | $3,179-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $723 | $2,643-72.7% | $4,169-82.7% | $3,608-80.0% |
| Admin fee / account holder | $8,201 | $6,370+28.7% | $7,089+15.7% | $5,124+60.0% |