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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,274 | $57,352-24.5% | $83,831-48.4% | $64,173-32.6% |
| Participation rate | 50.0% | 68.6%-18.6pp | 76.1%-26.1pp | 69.6%-19.6pp |
| Annual return | 0.00% | 11.38%-11.4pp | 850.99%-851.0pp | 7.63%-7.6pp |
| Employer contribution / active EE | $2,393 | $2,546-6.0% | $3,631-34.1% | $2,381+0.5% |
| Participant deferral / active EE | $3,981 | $2,993+33.0% | $4,082-2.5% | $3,470+14.8% |
| Admin fee / account holder | $13,394 | $4,046+231.0% | $5,479+144.5% | $4,887+174.1% |