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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,028 | $91,559+81.3% | $133,978+23.9% | $79,856+107.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 9.30% | 61.85%-52.6pp | 45.10%-35.8pp | 31.71%-22.4pp |
| Employer contribution / active EE | $8,201 | $2,384+244.0% | $3,919+109.3% | $2,471+231.9% |
| Participant deferral / active EE | $3,294 | $3,734-11.8% | $5,047-34.7% | $3,741-11.9% |
| Admin fee / account holder | $37,510 | $6,321+493.4% | $8,930+320.0% | $5,306+606.9% |