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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,119 | $73,009+137.1% | $90,760+90.7% | $68,486+152.8% |
| Participation rate | 68.0% | 70.8%-2.8pp | 75.7%-7.7pp | 67.9%+0.1pp |
| Annual return | -12.01% | -13.81%+1.8pp | -12.16%+0.1pp | -7.85%-4.2pp |
| Employer contribution / active EE | $883 | $2,193-59.7% | $2,922-69.8% | $2,597-66.0% |
| Participant deferral / active EE | $1,702 | $3,626-53.1% | $4,565-62.7% | $4,028-57.8% |
| Admin fee / account holder | $362 | $5,896-93.9% | $8,444-95.7% | $5,404-93.3% |