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Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,350 | $42,367+2.3% | $79,583-45.5% | $64,824-33.1% |
| Participation rate | 96.1% | 64.7%+31.4pp | 69.5%+26.6pp | 71.5%+24.7pp |
| Annual return | -16.14% | -12.24%-3.9pp | 0.16%-16.3pp | 32.84%-49.0pp |
| Employer contribution / active EE | $2,068 | $1,181+75.1% | $2,414-14.3% | $2,507-17.5% |
| Participant deferral / active EE | $6,530 | $3,168+106.1% | $3,986+63.8% | $4,311+51.5% |
| Admin fee / account holder | $142 | $160-11.1% | $6,835-97.9% | $188-24.5% |