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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,007 | $106,280-84.0% | $96,538-82.4% | $139,487-87.8% |
| Participation rate | 62.5% | 77.8%-15.3pp | 74.3%-11.8pp | 80.3%-17.8pp |
| Annual return | 16.05% | 38.48%-22.4pp | 35.74%-19.7pp | 373.84%-357.8pp |
| Employer contribution / active EE | $1,474 | $4,107-64.1% | $3,740-60.6% | $4,755-69.0% |
| Participant deferral / active EE | $1,932 | $5,457-64.6% | $4,880-60.4% | $6,713-71.2% |
| Admin fee / account holder | $3,271 | $7,888-58.5% | $6,737-51.5% | $11,407-71.3% |