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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,418 | $131,835+270.5% | $108,582+349.8% | $273,972+78.3% |
| Participation rate | 88.9% | 83.5%+5.4pp | 79.6%+9.3pp | 83.0%+5.9pp |
| Annual return | 11.84% | -91.57%+103.4pp | -51.70%+63.5pp | 41.46%-29.6pp |
| Employer contribution / active EE | $13,696 | $4,913+178.8% | $3,758+264.4% | $4,869+181.3% |
| Participant deferral / active EE | $452 | $5,127-91.2% | $4,311-89.5% | $5,287-91.5% |
| Admin fee / account holder | $29,777 | $10,253+190.4% | $7,645+289.5% | $10,133+193.9% |