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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,612 | $138,076+198.1% | $123,553+233.1% | $135,380+204.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 1.53% | 153.70%-152.2pp | 119.21%-117.7pp | 519.81%-518.3pp |
| Employer contribution / active EE | $5,246 | $5,152+1.8% | $4,628+13.3% | $4,779+9.8% |
| Participant deferral / active EE | $1,212 | $6,800-82.2% | $6,426-81.1% | $5,609-78.4% |
| Admin fee / account holder | $33,239 | $10,917+204.5% | $9,284+258.0% | $10,828+207.0% |