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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,315 | $110,337-34.5% | $102,383-29.4% | $145,877-50.4% |
| Participation rate | 72.2% | 77.9%-5.7pp | 74.5%-2.3pp | 80.3%-8.1pp |
| Annual return | 10.87% | 24.83%-14.0pp | 24.94%-14.1pp | 551.28%-540.4pp |
| Employer contribution / active EE | $3,036 | $4,216-28.0% | $3,870-21.6% | $4,663-34.9% |
| Participant deferral / active EE | $3,276 | $5,621-41.7% | $5,060-35.2% | $6,691-51.0% |
| Admin fee / account holder | $2,884 | $9,750-70.4% | $8,391-65.6% | $13,402-78.5% |