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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,340 | $106,923+367.0% | $84,023+494.3% | $152,909+226.6% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 21.61% | 105.02%-83.4pp | 71.32%-49.7pp | 345.46%-323.9pp |
| Employer contribution / active EE | $10,692 | $2,735+290.9% | $1,984+438.9% | $4,764+124.4% |
| Participant deferral / active EE | $6,736 | $4,013+67.9% | $3,239+108.0% | $5,851+15.1% |
| Admin fee / account holder | $1,539 | $8,289-81.4% | $6,102-74.8% | $11,601-86.7% |